Pro Credit Repair NOW in Charlotte, NC is ready to assist you in credit repair! Contact us today about a free consultation and we will have one of our credit professionals call you.
At Pro Credit Repair NOW in Charlotte, North Carolina, we are passionate about helping others repair their credit. After you submit your information to us we will have a Credit Pro contact you about moving forward. Once we have all of your information we will be able to get your scores from the leading credit bureaus: Experian, Equifax, and Transunion. After a detailed analyzation of your reports we will start the letter writing procedure to dispute any errors found within your credit report. The bureaus have 30 days to respond and if they must remove it if they cannot prove it.
There are multiple things that may affect your credit scores:
Debt - The higher amount of debt you have the lower your scores on your credit reports will be.
Credit Card Balance- Having a high credit card balance can bring down your scores since it is measured by credit utilization.
Inquiries- Everytime a consumer applies for credit the lenders are given permission to ask for a copy of their credit report from a bureau. Having many hard inquiries placed on your report can cause your scores to go down and make you seem risky to lenders and damage your 'credit reputation'
Paying Late- Paying your your bills late will bring down your credit score. 35% of your entire credit score is the history of your paymentsNever paying- If you totally ignore paying your credit balance that will cause more damage than if you just paid late. The creditor eventually decides that your debt is non-collectible and will sell off your debt to a third party, which is called a 'charge off'. When this happens it can cause the creditor to continue reporting the debt collection which can create duplicates or incorrect balances. At Pro Credit Repair NOW in Charlotte NC, we can help you fix these issues!
CALL us NOW for a FREE consultation with one of our Credit Pros!