At Pro Credit Repair NOW in Columbia, South Carolina we make credit repair easy for you.
The first step is to call us today for a free consultation with one of our Credit Repair Specialists in Columbia, South Carolina. After we receive your information we will begin analyzing your credit reports from all 3 bureaus; Equifax TransUnion and Experian. Then we'll begin the letter writing process to verify each item and contest any item that is a mistake and cannot be proven on your credit report. Once these errors are removed from your report your credit score and your FICO score will start to improve!
This is how we improve your credit score with you: the credit system is not always perfect and most reports have errors. You have rights according to the Fair Credit Reporting Act. This was created to promote the fair, accurate, and private distribution of consumer information within the files of the credit reporting agencies.
You are able to dispute any negative thing on your credit and if they can't prove it then they must remove it. Under the FCRA you have the right to be made aware of any information in your file that has been used to deny you credit, the right to see the information that is in your report, the right to request a credit score, and of course the right to dispute errors or wrong information.
The credit reporting agencies are required to fix or delete information that is not correct. TheFCRA also limits how long credit information can stay on your report to 7 years.
At Pro Credit Repair NOW We Take Care of the Frustrating Letter WritIng for YOU!
The letters that we write to the bureaus we will enclose a copy of your credit report, showing the questionable items so the bureaus can look into it and respond promptly and legally. We repeat this process until all negative items affecting your credit score are removed from your report. Other letters may have to be written to the creditors for appeals, Goodwill interventions, or request for validation. After we finish writing these dispute letters the bureaus are required by law to respond within thirty days. Once we have completed this we will be able to a see a huge difference on your Credit Score and your FICO score!