We want to help you repair your credit without all the added stress. At Pro Credit Repair NOW our credit professionals in Johnson City TN will work with you one on one to get to a healthy credit score.
What is a healthy credit score and why is it important?
When applying for any type of loan, the lenders look for a fast and accurate analysis of your credit risk. The majority (90%) of credit lenders use FICO scoring to get a fair measurement. Credit scoring allows credit approvals to go through faster and cuts out many biased and unfair judgements.
Since the availability of credit scoring, lenders have been able to approve more loans because they can access specific information that helps them to make better credit decisions. Finding people who are likely to do well with loans is now easier for lenders due to the credit scoring process.
The Fair Credit Reporting Act (FCRA) was created to verify that credit bureaus publish true and complete credit data to while approving your application
Your rights under the Fair Credit Reporting Act:
-The right to a copy of your credit report
-The right to know the name and address of any credit bureau that denies you credit
- The right to know the name of anyone retrieved your credit report within the last year
- The right to dispute anything that may be wrong on your report
-The right to include a short description to your credit report about the mistake if your dispute is not resolved
Dont hesitate to get started repairing your credit. CALL Pro Credit Repair NOW in Johnson City Tennesse to schedule a free consultation today!